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Scottish Government SME Loan

SME Loans for resource efficiency measures. Reduce your bills, cut your carbon and receive cashback up to £20k,while funds last.

Accessing finance is one thing, but knowing how best to invest is another. Zero Waste Scotland's Energy Efficiency Business Support Service offers you a free energy opportunities assessment. You will receive a report advising you on the best ways to reduce your energy usage based on energy saving, payback, and cost saving potential.  In addition to providing your bespoke report, your dedicated advisor will support you every step of the way, from filling in the loan application paperwork to the installation of your equipment.

The SME Loan Is funded by the Scottish Government which is committed to supporting small and medium-sized enterprises (SMEs) to reduce energy and resource costs. It can be used for the installation of heating renewables and many energy efficiency measures (such as heating, ventilation, air conditioning, building fabric and more). Apply for the SME Loan to help you install eligible measures and you will receive cashback on completion of your project, while funds last.


The SME loan is available to Scottish businesses that fall within the EU definition of Small and Medium-sized Enterprise (SME), not-for-profit organisations, and charities. Full details on eligibility criteria and the list of other qualifying technologies can be found online.

How cashback works.

Cashback will be allocated on a first-come, first-served basis and subject to availability and will be awarded as follows: 

  • 30% of eligible costs up to a maximum of £10,000 can be claimed by qualifying applicant for any energy efficiency measures
  • 75% of eligible costs up to a maximum of £10,000.00 can be claimed by qualifying applicant for any air/ground/water source heat pump, biomass boiler or solar thermal renewable technologies.

A maximum of £20,000 cashback can be awarded to a single business for eligible technologies and across all of SME applications (previous or current).

“I would definitely recommend Zero Waste Scotland they have been absolutely fabulous with everything they’ve helped with. And I have advised other companies of the support that’s on offer”. Lorraine Graham, Director, ECG Joinery.

Start your application today.


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